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David R Stickles

Senior Loan Officer
NMLS#: 149385

Phone: (518) 288-2795
dstickles@ghmny.com

Hello, welcome to my page.

Best-in-class service and a reputation for honesty, integrity, and financial reliability are often more important than interest rates and fees. In my 17 years of mortgage banking experience, I’ve closed over 250 million dollars of loan volume. However, the most important thing my past clients will say is that I am someone that was up-front, honest, and fair. After all, building a business that lasts in this market requires only the best customer service. We have virtually every program the market has available here, so I can get every client the best rate out there depending on their very unique characteristics. After all, your mortgage loan is likely to be the biggest financial commitment you’ll ever make.

I will provide you with clear, honest information about your loan. I pride myself and my team on quick and efficient processing of your mortgage and give you answers when you need them. I’m available to you to offer information, advice and service – from the day you apply for your mortgage through the closing and into the future, seven days a week.

Most of all, we will treat you with the respect and concern you’ve come to expect. So when you’re ready to buy a house, or refinance your existing home, come to me.

My team and I can help make your dreams come true!

 

Dave

Our Loan Process

1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

Start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation in the loan package.

6: Closing

Documents are drawn and sent to the title company for closing.

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